You can apply for Total Card Visa with our online application. Usually, there is a decision within minutes. Sometimes, we’ll need some more information from you. Don’t worry – we’ll send you an email or a pending application letter with directions on how to move forward.
In order to use your Total Card, you first have to pay your Program Fee. To activate your card once you receive it in the mail, visit TotalCardVisa.com or call us at 1-877-526-5799 to activate your card. Then, download the Mobile App on Apple or Android. It’s the easiest way to manage your account
and make payments.
Total Card is a real Visa credit card, so it’s accepted at millions of stores in the U.S. & online.
Yes. You can add an authorized user during the application process or, after you open your account, you can add an authorized user through the mobile app or by contacting Customer Service at (877) 480-6988.
Pay your Program Fee here. If you have questions about the application or the program fee, please call (877) 526-5799.
Total Visa has a one-time $89 program fee, an annual fee, and a monthly servicing fee that begins after having the card for a year. Please click here to read more.
Your card will not be activated until the $89 program fee is paid in full.
The Total Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time. *Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps, for gambling transactions or at merchants outside the United States.